When you get a mortgage in Knoxville, there are several options you can choose from, including FHA, VA, USDA, and conventional mortgages. And the one you pick will determine how big of a down payment you’ll need, what credit score you should have, and all the other requirements you’ll need to meet, as well. But […]
Let Me Shatter the Housing Affordability MYTH For You
It seems you can’t find a headline with the term “housing affordability” without the word “crisis” attached to it. That’s because some only consider the fact that residential real estate prices have continued to appreciate. However, we must realize it’s not just the price of a home that matters, but the price relative to a […]
Should I Refinance My Home? Here’s What You Need To Know…
With the recent lower interest rates, many homeowners are wondering if they should refinance. To decide if refinancing is the best option for your family, start by asking yourself these questions: Why do you want to refinance? There are many reasons to refinance, but here are three of the most common ones: Lower your interest […]
Guessing At How Much Home You Can Afford is a Mistake. Get Pre-Approved!
In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home in Tennessee is to get pre-qualified or pre-approved […]
3 Questions Every Home Buyer Should Know The Answer To
VIDEO: There are 3 questions every potential home buyer should know the answer to. I give you the questions…and the answers. There are many potential home buyers still renting because they believe they can’t qualify for a mortgage. This information could be a game changer for them, as their is a lot of misinformation out […]
The Fed Rate Hike and What It Means For Home Buyers
Today the Fed raised the key interest rate for the first time in almost a decade. Watch the video below to find out what it means for you as a home buyer in Knoxville.
Will Multiple Lenders Pulling My Credit Lower My Credit Score?
If you are thinking of buying a home or a car, most of us will be using credit. Our credit score can not only effect whether or not we will be approved but also if we get the best terms. A big question I hear is, “will multiple lenders pulling my credit lower my credit […]