2 Mortgage Myths That Are Effecting Home Buyers

Fannie Mae’s “What do consumers know about the Mortgage Qualification Criteria?” Study revealed that Americans are misinformed about what is required to qualify for a mortgage when purchasing a home. Myth #1: “I Need a 20% Down Payment” Fannie Mae’s survey revealed that consumers overestimate the down payment funds needed to qualify for a home loan. […]

3 Questions Every Home Buyer Should Know The Answer To

VIDEO: There are 3 questions every potential home buyer should know the answer to. I give you the questions…and the answers. There are many potential home buyers still renting because they believe they can’t qualify for a mortgage. This information could be a game changer for them, as their is a lot of misinformation out […]

Buying A Home Does NOT Have To Be Scary

As we enter this spooky time of year, find out how buying a home in Knoxville can be scary, unless you know the facts. Knowing the facts (and not the myths) about buying a home can turn you from scared into fearless. Watch the video above to learn the truth about: Down Payment, Credit Score, […]

Will All Credit Bureaus Give Me the Same Credit Score?

If you have looked at your credit report recently or spoken to a lender about your credit, you may have seen that there are three different credit bureaus that handle credit scoring.  They are Equifax, TransUnion, and Experian.  All get the same information from your creditors, so you would think that your credit score would […]

Will Multiple Lenders Pulling My Credit Lower My Credit Score?

If you are thinking of buying a home or a car, most of us will be using credit.  Our credit score can not only effect whether or not we will be approved but also if we get the best terms. A big question I hear is, “will multiple lenders pulling my credit lower my credit […]

5 Factors That Make Up Your Credit Score

Credit scoring can often be confusing and overwhelming.  Here is a quick guide to the 5 factors that impact your credit score. Payment History is the largest factor in how your score is calculated.  How you pay your bills accounts for 35% of your total score.  This includes not just collections, judgments and other negative […]