If you are thinking of buying a home or a car, most of us will be using credit. Our credit score can not only effect whether or not we will be approved but also if we get the best terms. A big question I hear is, “will multiple lenders pulling my credit lower my credit […]
What Will A 1% Difference In Your Mortgage Rate Save You?
If you are in the process of buying a home in Knoxville or at least thinking about it, financing is also on your mind. Unless you are planning to pay cash, you’re going to want to find the best deal and the lowest mortgage rate. Knoxville mortgage rates can vary from lender to lender and […]
5 Factors That Make Up Your Credit Score
Credit scoring can often be confusing and overwhelming. Here is a quick guide to the 5 factors that impact your credit score. Payment History is the largest factor in how your score is calculated. How you pay your bills accounts for 35% of your total score. This includes not just collections, judgments and other negative […]
Knoxville Real Estate: Top 3 Things Lenders Love
So you see that the prices on Knoxville homes for sale are rising and you have made the decision to take advantage of the historically low interest rates being offered by banks on Knoxville real estate. Although the uber-strict lending standards that were suffocating the market are letting up a bit, there are still distinct […]